White label ATM

Before 2012, RBI allowed only the Banks to Set up Automated Teller Machine (ATM). ATMs growth was important as ATMs provided an alternative to the depositors to carry out various financial & non-financial tractions without having to visit a Bank Branch, like withdrawing and depositing cash, checking Bank statements, etc.

• ATMs set up, owned and operated by non-banks are called WLAs. Non-bank ATM operators are authorised under the Payment & Settlement Systems Act, 2007 by the Reserve Bank of India (RBI).
• We provide customized technology and service led solutions for building ATM networks for banks and non-banks. This includes new ATM deployment and Management services for existing ATM networks .With our unique win-win business models for bank-branded and white label ATM deployment & management, customers can develop a reliable, cost effective and secured nation-wide ATM network.
• As a customer, is there any difference in facilities available at a bank ATM and a WLA? For a customer, using a WLA is just like using an ATM of any bank.
• What has been the rationale for allowing non-bank entities to set up WLAs? The rationale to allow non-bank entities to set up WLAs has been to increase the geographical spread of ATMs for increased / enhanced customer service, especially in semi-urban / rural areas.
• What are the services / facilities available at ATMs / WLAs? In addition to dispensing cash, ATMs / WLAs may offer many other services / facilities to customers. Some of such services include:  Account Information  Cash Deposit  Mini Statement
• What is an On-Us and Off-Us transaction? A transaction carried out at an ATM of the card issuing bank is called an On-Us transaction. A transaction carried out at any other ATM is called an Off-Us transaction. For instance, if a card issued by bank A is used at an ATM of bank A then it is an On-Us transaction; if the card is used at a WLA or at an ATM of any other bank, the transaction is Off-Us.
• What steps should a customer take in case of a failed ATM transaction when his / her account is debited? Though banks are supposed to reverse such transactions on their own, it is always a good practice to lodge a complaint with the card issuing bank or ATM owner bank at the earliest.

Security Service

Security Services: PIPL is managing a private Security agency namely Pratisruti Security Agency. It is a leading private security of the state having PSRA licence obtain from Home Dept. Govt. OfOdisha. The service line is supported by Armed, Unarmed, Well trained Civilian and Ex-Service man security personal with latest automated security and all types of monitoring and surveillance solution. Since the inception of the agency in the year 2017, has grown to manage security and investigation for number of corporate client and public sector all over the states. We adhere to ISO and QSE norms. We work with complete integrity,loyalty, priority and dedication.

• PAN CARD services: • We are the corporate franchise holder of PAN card under UTI PAN Services. • We have PAN India presence both in ONLINE & OFFLINE PAN Services. • We are enrolling retail agents all over India. • We provide support services to all our agents.
• ONLINE E-services Portal: We are providing ONLINE recharge in all type Mobile, DTH, Post-paid & Prepaid Bill payment, Air ticket, Fund transfer.
• IRCTC Service: • We are the PAN India IRCTC franchise holder under Ministry of Railways Govt. Of India. • We have already provided more than 200 IRCTC agents under our franchise ID.Under this service there is provision for booking of Railways Tickets, Air tickets & Hotel Booking.
• General Insurance: We are the corporate agent of IFFCO-TOKIO General Insurance, a leading insurance company of India. This company offers a wide range of uniquely customised policies covering a wide range of customers. Under this insurance service we insure all types Vehicle, Commercial establishment, CSP centre, Personal Accident & Health Insurance.

POS Service

POS Services: A point of sale terminal (POS terminal) is an electronic device used to process card payments at retail locations. A POS terminal generally does the following: ... Transfers the funds from the customer's account to the seller's account (or at least, accounts for the transfer with the credit card network). • We are also master franchisee for providing POS machines to all shops, Petrol pumps, Malls & commercial establishment etc. • We have a strong portfolio of POS services, which allows customers to easily pick and choose the desired services for meeting their business objectives,with POS deployment, management, transaction processing services.